Small Loan Services Comparison Infographic

This infographic, titled "COMMON TYPES OF SMALL LOAN SERVICES," is presented in a retro pixel-art style with a dark blue background, glowing neon-blue borders, and a tree trunk graphic at the top center serving as a visual anchor. The design uses a hierarchical flowchart structure to organize information, with arrows guiding the viewer from the main title down through sections. The first major section, labeled "SMALL LOAN FEATURE COMPARISON," features a table comparing four types of small loans: PAYDAY LOANS, PERSONAL INSTALLMENT LOANS, LINES OF CREDIT, and MERCHANT CASH ADVANCES. The table is structured with five rows representing different ASPECTS: - **ELIGIBILITY REQUIREMENT**: - PAYDAY LOANS: Proof of income + active bank account - PERSONAL INSTALLMENT LOANS: Minimum 580 credit score + proof of steady income - LINES OF CREDIT: Minimum 600 credit score + proof of steady income - MERCHANT CASH ADVANCES: 6+ months in business + $10k minimum monthly card sales - **TYPICAL APR RANGE**: - PAYDAY LOANS: 391% to 521% - PERSONAL INSTALLMENT LOANS: 6% to 36% - LINES OF CREDIT: 10% to 25% - MERCHANT CASH ADVANCES: 20% to 250% - **MAXIMUM REPAYMENT TERM**: - PAYDAY LOANS: 2 to 4 weeks - PERSONAL INSTALLMENT LOANS: 3 to 24 months - LINES OF CREDIT: Revolving (no fixed end date) - MERCHANT CASH ADVANCES: 3 to 18 months - **TYPICAL PRINCIPAL LIMIT**: - PAYDAY LOANS: $100 to $1,000 - PERSONAL INSTALLMENT LOANS: $1,000 to $50,000 - LINES OF CREDIT: $500 to $10,000 - MERCHANT CASH ADVANCES: $2,500 to $250,000 Below this table, an arrow leads to a second section titled "USE CASES & RISK PREVENTION TIPS." This section branches out into six categories, each represented by a pixelated icon and a short descriptive phrase: 1. **STATISTICS** (icon: bar chart) – “Analyze key data points for informed decisions.” 2. **QUOTES** (icon: speech bubble) – “Learn from expert insights and borrower experiences.” 3. **KEY TERMS** (icon: book labeled “GLOS”) – “Understand essential loan terminology clearly.” 4. **STYLE PREFERENCES** (icon: paint palette) – “Tailor your borrowing approach to your financial style.” 5. **LAYOUT PREFERENCES** (icon: grid layout) – “Structure your repayment plan for optimal management.” 6. **OTHER REQUIREMENTS** (icon: clipboard with checkmarks) – “Be aware of additional criteria for different loan types.” The overall visual style is reminiscent of 8-bit video games, with blocky fonts, limited color palettes, and glowing outlines. All text is rendered in uppercase or mixed case with consistent pixelated typography. The color scheme primarily uses shades of blue, yellow, and white, with brown for the tree trunk element. The layout is clean and logical, using directional arrows to guide the viewer’s eye from top to bottom and then branching horizontally in the lower half. The infographic effectively combines comparative data with actionable advice, making it both informative and visually engaging.